Frequently Asked Questions About Billing
Why does the Fire District have a revenue recovery program?
Medicaid, Medicare, and private insurance policies include the cost of ambulance transport. As the need for additional emergency responders increases, local governments have sought ways to pay for these services without raising property taxes. Many other local governments in Colorado have found that billing Medicaid, Medicare, and private insurance for ambulance transport service has resulted in a large amount of revenue being recovered to help fund Fire/EMS services. The availability of such revenues led the LFPD to join the more than 40 cities, counties, and towns in Colorado that currently have such a system.
How does this affect me?
If you have private insurance or are covered by Medicaid or Medicare, it will probably not affect you because you have already paid for the cost of ambulance transport through your policy or coverage.
However, most importantly, the LFPD board of directors is looking for ways to delay future tax increase proposals. While this is always an option, the board is dedicated to minimizing the need for an additional general tax levy. Recovery fees are seen as a viable option.
Why does the District need this money?
The number of 911 calls being placed to Louisville Fire/Emergency Medical Services (EMS) has increased significantly in recent years. The increase in calls has challenged the ability of our emergency personnel to consistently deliver the needed services to residents and citizens. This revenue will be used to fund EMS needs, including personnel and equipment.
How much of this will come out of the pockets of citizens?
After the Affordable Healthcare Act is implemented, payments from individuals are expected to account for about 5% of total revenues recovered. An overwhelming 90% of the revenue is expected to be recovered from Medicaid, Medicare, AHA, and insurance company payments.
LOUISVILLE AMBULANCE SUBSCRIPTION PROGRAM
What is the ambulance subscription program?
Louisville Fire Rescue also offers an ambulance subscription program to help reduce the cost of ambulance transports. For an annual fee all persons in a household can become a subscriber. If a subscriber has to be transported by ambulance, their insurance company will be billed as normal. However, any co-payment required under the insurance policy will be considered paid as outlined in the subscription guidelines.
The cost of a subscription can be found on our website located under the ambulance program section.